Discount checklist

By Donna Pike Last checked Nov 9, 2026

Every company decides its own discounts. The way to find out is to ask, and to get the answer in writing.

Tick the kinds you'd like to ask about. Then press Build my question list.

About the driver

Good driving record

Defensive-driving course

Low yearly mileage

About the car or home

Anti-theft or security device

Safety features

Smoke alarms or other home safety items

About the account

More than one policy with the same company (bundling)

More than one car on the policy

Paying in full or automatic payment

Please read

This list is a set of questions, not a price. We don't know your situation, and we can't say which discounts any company will give you. Compare sheet tip: line up the same coverage before you look at discounts. See how to keep a comparison fair.